Which benefits are included under Retirement Benefits in Social Security?

Retirement benefits under Social Security include several key components designed to provide income and support to individuals during their retirement years. Among these components, disability income benefits and survivor benefits play a vital role.

Disability income benefits are essential for individuals who become unable to work due to a qualifying disability before they reach retirement age. These benefits help maintain financial stability by providing the necessary income replacement during a time when individuals are unable to earn wages.

Survivor benefits are designed to support the dependents of a deceased worker who has paid into the Social Security system. This ensures that family members, such as children or a spouse, can receive financial support after the death of the worker, which is an important aspect of providing economic security even after retirement.

In contrast, choices such as homeowner benefits, emergency fund benefits, and healthcare benefits do not fall under the umbrella of retirement benefits in Social Security. Homeowner benefits are typically linked to housing assistance programs rather than Social Security. Emergency fund benefits may refer to savings programs but are not provided specifically through Social Security. Healthcare benefits, while crucial, are usually associated with programs like Medicare rather than being classified as a retirement benefit directly from Social Security.

Hence, the correct response accurately reflects the core functions of retirement-related benefits within the Social