When does the eligibility period commence for health insurance?

The eligibility period for health insurance typically commences after the probationary period is completed. This practice allows employers to assess new employees' performance and suitability for their roles before extending benefits such as health insurance. The probationary period serves as a transition phase during which employees may not receive full benefits, including health coverage. Once this initial phase concludes, employees usually become eligible for the company's health insurance plan.

The other scenarios may reflect different arrangements some organizations might use, but they do not align with the common policy surrounding eligibility periods related to health insurance. For instance, while some companies may allow immediate coverage after hire or determine eligibility based on a calendar year, such practices are not universal and can vary from one organization to another. The placement of the eligibility period after the probationary period is consistent with standard practices in the industry and reflects a balance between providing benefits and assessing employee suitability.