What happens to contributions in a Roth IRA regarding age limits?

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Contributions to a Roth IRA can continue with no age limit as long as the account holder has earned income. This flexibility allows individuals to keep contributing to their retirement savings even after reaching traditional retirement age or over the age of 70 1/2, which differs from some other retirement accounts that impose age-related restrictions. As long as the individual is earning income, they can maximize their contributions to the Roth IRA, benefiting from tax-free growth and tax-free withdrawals in retirement. This aspect of the Roth IRA is particularly appealing for those who wish to continue saving and investing well into their later years.

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