What does the Illegal Occupation Provision state regarding health claims?

The Illegal Occupation Provision specifically addresses situations involving health claims that arise from an individual's illegal activities. This provision typically stipulates that if a person sustains injuries or suffers from health issues while engaging in illegal conduct, their claims for benefits may be denied. The rationale behind this is that insurance is designed to provide coverage for lawful activities; therefore, claims that stem from participating in illegal actions do not align with the purpose of the insurance agreement.

This provision serves as a risk management tool for insurers, preventing losses associated with activities that are illegal or hazardous by nature. For policyholders, understanding this clause emphasizes the importance of engaging in legitimate and lawful pursuits to ensure they remain protected under their health insurance policies.