What does a Certificate of Insurance typically include?

A Certificate of Insurance serves as proof of insurance coverage and typically includes an explanation of coverage along with an identification card. This document outlines the essential details of the insurance policy, such as the type of coverage, the names of the insured parties, and the limits of that coverage. It essentially provides a snapshot of what the policy entails, allowing stakeholders to understand the extent of protection provided.

While policy exclusions, claims processes, and riders are important components of insurance policies, they are generally not the primary focus of a Certificate of Insurance. The document is designed to quickly convey the existence of coverage and relevant details that can be verified by third parties, rather than serving as a comprehensive resource for all policy terms and conditions.