What does a Basic Medical Policy mainly cover?

A Basic Medical Policy primarily covers non-surgical services of physicians for the treatment of accidents or illnesses. This type of policy typically focuses on outpatient care and may include services such as doctor visits, diagnostic tests, and minor procedures that do not involve surgery. This coverage is essential as it addresses a wide range of medical needs that do not require hospitalization or surgical intervention, providing policyholders with access to necessary care while managing their healthcare costs.

The other options, while they describe aspects of health care, do not align with the primary focus of a Basic Medical Policy. Surgical services or hospital expenses may be covered under different types of insurance plans that specifically enhance coverage beyond basic medical needs. Similarly, preventive care measures are often included in comprehensive plans, but they are not the main aspect of Basic Medical Policies. Hence, option B accurately captures the essence of what a Basic Medical Policy is designed to cover.