How long does a person have to select COBRA coverage after termination?

A person has 60 days to select COBRA coverage after their termination from employment. This period is important as it allows individuals who have lost their health benefits due to a qualifying event, such as job loss, to evaluate their options and decide whether they want to continue their group health insurance through COBRA.

During these 60 days, the individual can consider their healthcare needs, the cost of the COBRA coverage, and alternative insurance options. If they choose to enroll in COBRA, coverage will generally be retroactive to the date of the qualifying event, ensuring there is no gap in health coverage. Understanding this timeframe is crucial for individuals navigating their health insurance options post-employment.